BUSINESS FINANCING PROGRAMS AVAILABLE IN MISSOURI

Programs            Agency        Type        Maximum        Max % of        Maximum    Rate        Term    Eligible

                                                                Per Project       Company        Amt/Job                                  Uses

                                                                                         Project

1. Action Fund     DED           Loan        $750,000        40%                $25,000        P(f)          3-10      FA, WC

2. 504                   SBA            Loan        $1.3 mil          40%                $35,000       P+1.5%     10-20   FA

                                                                                                                                   (fixed)

3. MoFirst            State            Linked     $5 mil             100%              $25,000       P-2.5%        1        FA, WC

    Job Creation     Treasurer   Deposit      (est)

4. MoFirst             State           Linked     $100,000        100%              $25,000       P-2.5%        5        WC

    Small Business  Treasurer  Deposit

5. 7(a) Guarantee  SBA           85%        $2.5 mil           60-90%            N/A            P+2.75%    1-25    FA, WC

                                       Guarantee

6. MDFB               MDFB       85%       $400,000          85%                $20,000       P+2%        1-15    FA, WC 

    Guarantee                            Guarantee

7. Loan Guarantee  DED        90%        $400,000          60-90%           $25,000       P+2%        1-10    FA,WC  

                                                Guarantee                                                                                              (var)

8. FmHA               FmHA       80%        $2 mil              85%                $30,000       P+2%        5-20    FA, WC

                                                 Guarantee    (est)                                                         (est)                 (var)

9. Tax Exempt       IDA            Loan      $10 mil            100%               N/A            P-1(v)        5-25    FA, WC

     Bonds               MDFB  

10. EDA                EDA           Loan      $100,000          30%                $15,000       P-1%         1-10    FA, WC

      Revolving         RPC                            (est)                                           (est)

      Loan

Eligible Uses -- FA=Fixed Assets; WC=Working Capital

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